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Over-indebted

Did you know that 53% of South Africans are over-indebted? 

Monthly Income

These South Africans are paying their creditors as much as 75% of their monthly income.

Bank Fees

Do you know what you’re paying in bank fees?

Debt Expiration

 Do you know that debt can expire?

Salary-Savings

Did you know that 77% of South Africans find it impossible to save any of their salary?

Income-Savings

At least 20% of your income should go towards savings. Meanwhile, another 50% (maximum) should go toward necessities, while 30% goes toward discretionary items. 

You Are Not Alone

households spend three-quarters of their take-home pay on debt and only have a quarter of their salary to spend on everything else. 

It Could Get Worse

This worsens if the interest rates increase and the cost of paying the debt rises,” he said.

Benefits

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